One Of The Best Arguments.!! I have ever read

Don’t miss even a single word…. It’s Too good

An atheist professor of philosophy speaks to his class on the problem science has with God, The Almighty.

He asks one of his new students to stand and…..

Prof: So you believe in God?

Student: Absolutely, sir.

Prof: Is God good?

Student: Sure.

Prof: Is God all-powerful?

Student: Yes..

Prof: My brother died of cancer even though he prayed to God to heal him. Most of us would attempt to help others who are ill. But God didn’t. How is this God good then? Hmm?

(Student is silent.)

Prof: You can’t answer, can you? Let’s start again, young fella. Is God good?

Student: Yes.

Prof: Is Satan good?

Student: No.

Prof: Where does Satan come from?

Student: From….God…

Prof: That’s right. Tell me son, is there evil in this world?

Student: Yes.

Prof: Evil is everywhere, isn’t it? And God did make everything. Correct?

Student: Yes.

Prof: So who created evil?

(Student does not answer.)

Prof: Is there sickness? Immorality? Hatred? Ugliness? All these terrible things exist in the world, don’t they?

Student: Yes, sir.

Prof: So, who created them?

(Student has no answer.)

Prof: Science says you have 5 senses you use to identify and observe the world around you. Tell me, son…Have you ever seen God?

Student: No, sir.

Prof: Tell us if you have ever heard your God?

Student: No, sir.

Prof: Have you ever felt your God, tasted your God, smelt your God? Have you ever had any sensory perception of God for that matter?

Student: No, sir. I’m afraid I haven’t.

Prof: Yet you still believe in Him?

Student: Yes.

Prof: According to empirical, testable, demonstrable protocol, science says your GOD doesn’t exist.

What do you say to that, son?

Student: Nothing. I only have my faith.

Prof: Yes. Faith. And that is the problem science has.

Student: Professor, is there such a thing as heat?

Prof: Yes.

Student: And is there such a thing as cold?

Prof: Yes.

Student: No sir. There isn’t.

(The lecture the after becomes very quiet with this turn of events.)

Student: Sir, you can have lots of heat, even more heat, superheat, mega heat, white heat, a little heat or no heat..

But we don’t have anything called cold. We can hit 458 degrees below zero which is no heat, but we can’t go any further after that. There is no such thing as cold. Cold is only a word we use to describe the absence of heat. We cannot measure cold. Heat is energy Cold is not the opposite of heat, sir, just the absence of it .

(There is pin-drop silence in the lecture theatre.)

Student: What about darkness, Professor? Is there such a thing as darkness?

Prof: Yes. What is night if there isn’t darkness?

Student : You’re wrong again, sir. Darkness is the absence of something. You can have low light, normal light, bright

light, flashing light…..But if you have no light constantly, you have nothing and it’s called darkness, isn’t it? In reality, darkness isn’t. If it were you would be able to make darkness darker, wouldn’t you?

Prof: So what is the point you are making, young man?

Student: Sir, my point is your philosophical premise is flawed.

Prof: Flawed? Can you explain how?

Student: Sir, you are working on the premise of duality. You argue there is life and then there is death, a good God and a bad God. You are viewing the concept of God as something finite, something we can measure. Sir, science can’t even explain a thought.. It uses electricity and magnetism, but has never seen, much less fully understood either one.To view death as the opposite of life is to be ignorant of the fact that death cannot exist as a substantive thing. Death is

not the opposite of life: just the absence of it.

Now tell me, Professor.Do you teach your students that they evolved from a monkey?

Prof: If you are referring to the natural evolutionary process, yes, of course, I do.

Student: Have you ever observed evolution with your own eyes, sir?

(The Professor shakes his head with a smile, beginning to realize where the argument is going.)

Student: Since no one has ever observed the process of evolution at work and cannot even prove that this process is an on-going endeavor, are you not teaching your opinion, sir? Are you not a scientist but a preacher? (The class is in uproar.)

Student: Is there anyone in the class who has ever seen the Professor’s brain?

(The class breaks out into laughter.)

Student : Is there anyone here who has ever heard the Professor’s brain, felt it, touched or smelt it? No one appears to have done so. So, according to the established rules of empirical, stable, demonstrable protocol, science says that you have no brain,sir. With all due respect, sir, how do we then trust your lectures, sir?

(The room is silent. The professor stares at the student, his face unfathomable.)

Prof: I guess you’ll have to take them on faith, son.

Student: That is it sir… The link between man & god is FAITH . That is all that keeps things moving & alive.

I believe you have enjoyed the conversation…and if so…you’ll probably want your friends/colleagues to enjoy the same…won’t you?….this is a true story, and the

student was none other than …….

APJ Abdul Kalam, the former President of India

Be Grateful

This is another perspective that I share with James. So many people wonder: "why am I depressed?" When this line of thinking takes hold, it's typically because we're focused on ourselves. When we start thinking about others and what we can do to help others, our mentality shifts into a mode of servant leadership. His book doesn't explicitly state this, but his writing hints that he'd share these thoughts. A good way to shift your mentality out of depression or your rut is to st

1. The Daily Practice. He uses the metaphor of our bodies being like galaxies that are empty and we need to find a way to light up our inner sky. We must do the daily practice. We must establish a regimen to protect our heart and the blood that flows through it. Doing this is a function of diet, exercise, sleep and other things.

Daily Practice

Physical Body

• Shit regularly. If you're not, eat better.
• Don't eat junk food.
• sleep seven to nine hours a night.
• Avoid excees alcohol.
• Exercise. (He clarifies that simple walks are fine)

Emotional Body

• Surround yourself with only positive people.
• Avoid people who bring you down.
• You can't be beautiful unless you get rid of the ugliness inside. Poeple become crappy people not because of who they are, but because they are crapping inside of you.
• Most people speak on average of 2500 words a day. Trying speaking about 1000.

Mental Body

• Tire your mind out daily. So it doesn't focus on worry and other crap. Set daily goals.

Spiritual Body

• Give up all thoughts about the past or "time traveling" as he calls it.
• Surrender and trust that you've done the right preparation.

Actionable tips to try once a day:

• Sleep eight hours.
• Eat two meals instead of three.
• No TV.
• No Junk Food.
• No complaining for the entire day.
• No gossip.
• Express thanks to a friend.
• Watch a funny movie.
• Write down a list of ideas.
• Read a spiritual text.
• Try to save a life.
• Take up a hobby.
• Write down your entire schedule that you do daily. Cross off one item and don't do it again.
• Surprise someone.
• Think of ten people you're grateful for.
• Forgive someone.
• Take the stairs instead of the elevator.
• Don't say yes when you want to say no.
• Tell someone that you love them.
• Don't have sex with someone that you don't love.
• Shower and actually scrub.
• Read a chapter of a bio of someone who is an inspiration.
• Make plans to spend time with a friend.
• Deep breathing.

  Honesty & Money

  I loved this chapter.

  People often think that you have to be dishonest in the world to succeed. This isn't true at all. Dishonesty works, until it doesn't. Everyone messes up. 

  Honesty Compounds. It compounds exponentially. NO matter what happens in your bank account, in your career, in your promotions, in your startups. Honesty compounds exponentially, not over days or weeks, but years and decades. More people trust your word.

  How to be more honest:

  1. Give credit.
  2. Be the source.
  3. Introduce two people.
  4. Take the blame.
  5. Don't lead a double life.
  6. Don't be angry.
  7. Don't make excuses.
  8. Make others look good.
  9. Don't gossip.
  10. Do what you say you're going to do.
  11. Enhance the lives of others.

एक मित्र ने बहुत ही सुंदर पंक्तियां भेजी है, फारवर्ड करने से खुद को रोक नहीं पाया ....

पानी ने दूध से मित्रता की और उसमे समा गया..

जब दूध ने पानी का समर्पण देखा तो उसने कहा-

मित्र तुमने अपने स्वरुप का त्याग कर मेरे स्वरुप को धारण किया है....

अब मैं भी मित्रता निभाऊंगा और तुम्हे अपने मोल बिकवाऊंगा।

दूध बिकने के बाद 

जब उसे उबाला जाता है तब पानी कहता है..

अब मेरी बारी है मै मित्रता निभाऊंगा 

और तुमसे पहले मै चला जाऊँगा..

दूध से पहले पानी उड़ता जाता है 

जब दूध मित्र को अलग होते देखता है 

तो उफन कर गिरता है और आग को बुझाने लगता है, 

जब पानी की बूंदे उस पर छींट कर उसे अपने मित्र से मिलाया जाता है तब वह फिर शांत हो जाता है।

पर 

इस अगाध प्रेम में..

थोड़ी सी खटास-

(निम्बू की दो चार बूँद) 

डाल दी जाए तो 

दूध और पानी अलग हो जाते हैं..

थोड़ी सी मन की खटास अटूट प्रेम को भी मिटा सकती है।

रिश्ते में..

खटास मत आने दो॥

"क्या फर्क पड़ता है,

हमारे पास कितने लाख,

कितने करोड़,

कितने घर, 

कितनी गाड़ियां हैं,

खाना तो बस दो ही रोटी है।

जीना तो बस एक ही ज़िन्दगी है।

I

फर्क इस बात से पड़ता है,

कितने पल हमने ख़ुशी से बिताये,

कितने लोग हमारी वजह से खुशी से जीए।✨🙏

👉करिया पति पाउडर लगाकेँ अपनी  पत्नी सेँ पूँछन लगो.....👺काये हम कैसे लग रए ?पत्नी बोली......🙍 ऐसे लग रए जैसें जामुन पै नौन भुरक दओ होय।😈😜😝😛😘🙇💔

एक 16 के लड़के ने

अपनी मम्मी से कहा की "

मम्मी मुझे मेरे 18 सालवे के

जन्मदिन पर क्या गिफ्ट

दोगी ?

.

तो उस लड़के की मम्मी ने

उस से कहा की जब

तेरा 18

सालवा आएगा तो अलमारी के

ऊपर देख लेना उसमे

तेरा गिफ्ट

रहेगा अभी बता दूंगी तो

गिफ्ट

का मज़ा नहीं आएगा। .

कुछ दिन बाद

वो लड़का बीमार

हो गया उसके

मम्मी पापा उसको अस्पताल

लेकर गए

.

जाँच के बाद डॉक्टर ने

लड़के के माता पिता से

कहा की इसके दिल मै छेद

है ये अब २ महीने से

जयादा नही जी पायेगा

.

2 साल भर बाद लड़का ठीक

होकर घर गया।

तो उसे पता चला की उसकी

माँ नही रही।

उसे ये पता चलते ही उसने 

अलमारी खोली और उसने देखा की 

अलमारी में एक गिफ्ट

पड़ा था। उसने जल्दी से

वो गिफ्ट खोला

उस गिफ्ट में एक

चिठ्ठी थी उस चिट्टी में

लिखा था की

.

" मेरे जिगर के टुकड़े अगर तू

ये चिठ्ठी पढ़ रहा है

तो तू बिलकुल ठीक

होगा तुजे याद है जब तू

बीमार हुआ था तब हम तुजे

अस्पताल लेकर गए थे

डॉक्टर ने कहा की तेरे

दिल में छेद है तो उस दिन

मै बहुत रोई और

फैसला किया की मेरा दिल

तुजे दूंगी याद है एक दिन

तूने कहा था की मम्मी मुझे

18 साल वे जन्मदिन पर

क्या दोगी तो बेटा मै तुजे

अपना दिल दे रही हु

उसको हमेशा संभाल कर

रखना। …… हैप्पी बर्थडे

बेटा '

.

.

सार : एक माँ इसलिए मर

गयी क्यों की उसका बेटा जी 

सके। ....

दुनिया में माँ से बड़ा दिल

किसी का नही!

.

माँ के दिल जैसा दुनिया मेँ

कोई दिल नहीँ।

अगर सच्चे दिल से मानते हो तो अभी अपने सभी ग्रुप में शेयर करो। 

.

अगर ये कहानी आप को अच्छी

लगी तो जरुर शेयर करे।

✅एक गोत्र में शादी क्यूँ नहीं..?

वैज्ञानिक कारण हैं..!

एक दिन डिस्कवरी पर जेनेटिक

बीमारियों से सम्बन्धित एक ज्ञानवर्धक कार्यक्रम

देख रहा था ...

 उस प्रोग्राम में एक अमेरिकी वैज्ञानिक ने कहा की जेनेटिक बीमारी न हो इसका एक ही इलाज है और वो है

 "सेपरेशन ऑफ़ जींस"

 मतलब अपने नजदीकी रिश्तेदारो में विवाह नही करना चाहिए ..क्योकि नजदीकी

रिश्तेदारों में जींस सेपरेट (विभाजन) नही हो पाता और जींस लिंकेज्ड

बीमारियाँ जैसे हिमोफिलिया, कलर ब्लाईंडनेस, और

एल्बोनिज्म होने की १००% चांस होती है ..

फिर मुझे

बहुत ख़ुशी हुई जब उसी कार्यक्रम में ये

दिखाया गया की आखिर हिन्दूधर्म में

हजारों सालों पहले जींस और डीएनए के बारे में

कैसे

लिखा गया है ? हिंदुत्व में कुल सात गोत्र होते

है

और एक गोत्र के लोग आपस में शादी नही कर

सकते

ताकि जींस सेपरेट (विभाजित) रहे.. उस वैज्ञानिक ने

कहा की आज पूरे विश्व

को मानना पड़ेगा की हिन्दूधर्म ही विश्व का

एकमात्र

ऐसा धर्म है जो "विज्ञान पर आधारित" है !

हिंदू परम्पराओं से जुड़े ये वैज्ञानिक तर्क:

1- कान छिदवाने की परम्परा: 

भारत में लगभग सभी धर्मों में कान छिदवाने की परम्परा है।

वैज्ञानिक तर्क-

दर्शनशास्त्री मानते हैं कि इससे सोचने की शक्ति बढ़ती है। जबकि डॉक्टरों का मानना है कि इससे बोली अच्छी होती है और कानों से होकर दिमाग तक जाने वाली नस का रक्त संचार नियंत्रित रहता है।

2-: माथे पर कुमकुम/तिलक

महिलाएं एवं पुरुष माथे पर कुमकुम या तिलक लगाते हैं। 

वैज्ञानिक तर्क- आंखों के बीच में माथे तक एक नस जाती है। कुमकुम या तिलक लगाने से उस जगह की ऊर्जा बनी रहती है। माथे पर तिलक लगाते वक्त जब अंगूठे या उंगली से प्रेशर पड़ता है, तब चेहरे की त्वचा को रक्त सप्लाई करने वाली मांसपेशी सक्रिय हो जाती है। इससे चेहरे की कोशिकाओं तक अच्छी तरह रक्त पहुंचता 

3- : जमीन पर बैठकर भोजन

भारतीय संस्कृति के अनुसार जमीन पर बैठकर भोजन करना अच्छी बात होती है। 

वैज्ञानिक तर्क- पलती मारकर बैठना एक प्रकार का योग आसन है। इस पोजीशन में बैठने से मस्तिष्क शांत रहता है और भोजन करते वक्त अगर दिमाग शांत हो तो पाचन क्रिया अच्छी रहती है। इस पोजीशन में बैठते ही खुद-ब-खुद दिमाग से एक सिगनल पेट तक जाता है, कि वह भोजन के लिये तैयार हो जाये।

4- : हाथ जोड़कर नमस्ते करना

जब किसी से मिलते हैं तो हाथ जोड़कर नमस्ते अथवा नमस्कार करते हैं।

वैज्ञानिक तर्क- जब सभी उंगलियों के शीर्ष एक दूसरे के संपर्क में आते हैं और उन पर दबाव पड़ता है। एक्यूप्रेशर के कारण उसका सीधा असर हमारी आंखों, कानों और दिमाग पर होता है, ताकि सामने वाले व्यक्ति को हम लंबे समय तक याद रख सकें। दूसरा तर्क यह कि हाथ मिलाने (पश्चिमी सभ्यता) के बजाये अगर आप नमस्ते करते हैं तो सामने वाले के शरीर के कीटाणु आप तक नहीं पहुंच सकते। अगर सामने वाले को स्वाइन फ्लू भी है तो भी वह वायरस आप तक नहीं पहुंचेगा।

5-: भोजन की शुरुआत तीखे से और अंत मीठे से

जब भी कोई धार्मिक या पारिवारिक अनुष्ठान होता है तो भोजन की शुरुआत तीखे से और अंत मीठे से होता है। 

वैज्ञानिक तर्क- तीखा खाने से हमारे पेट के अंदर पाचन तत्व एवं अम्ल सक्रिय हो जाते हैं। इससे पाचन तंत्र ठीक तरह से संचालित होता है। अंत में मीठा खाने से अम्ल की तीव्रता कम हो जाती है। इससे पेट में जलन नहीं होती है।

6-: पीपल की पूजा

तमाम लोग सोचते हैं कि पीपल की पूजा करने से भूत-प्रेत दूर भागते हैं। 

वैज्ञानिक तर्क- इसकी पूजा इसलिये की जाती है, ताकि इस पेड़ के प्रति लोगों का सम्मान बढ़े और उसे काटें नहीं। पीपल एक मात्र ऐसा पेड़ है, जो रात में भी ऑक्सीजन प्रवाहित करता ह

7-: दक्षिण की तरफ सिर करके सोना

दक्षिण की तरफ कोई पैर करके सोता है, तो लोग कहते हैं कि बुरे सपने आयेंगे, भूत प्रेत का साया आ जायेगा, आदि। इसलिये उत्तर की ओर पैर करके सोयें। 

वैज्ञानिक तर्क- जब हम उत्तर की ओर सिर करके सोते हैं, तब हमारा शरीर पृथ्वी की चुंबकीय तरंगों की सीध में आ जाता है। शरीर में मौजूद आयरन यानी लोहा दिमाग की ओर संचारित होने लगता है। इससे अलजाइमर, परकिंसन, या दिमाग संबंधी बीमारी होने का खतरा बढ़ जाता है। यही नहीं रक्तचाप भी बढ़ जाता है।

8-सूर्य नमस्कार

हिंदुओं में सुबह उठकर सूर्य को जल चढ़ाते हुए नमस्कार करने की परम्परा है। 

वैज्ञानिक तर्क- पानी के बीच से आने वाली सूर्य की किरणें जब आंखों में पहुंचती हैं, तब हमारी आंखों की रौशनी अच्छी होती है।

9-सिर पर चोटी

हिंदू धर्म में ऋषि मुनी सिर पर चुटिया रखते थे। आज भी लोग रखते हैं। 

वैज्ञानिक तर्क- जिस जगह पर चुटिया रखी जाती है उस जगह पर दिमाग की सारी नसें आकर मिलती हैं। इससे दिमाग स्थिर रहता है और इंसान को क्रोध नहीं आता, सोचने की क्षमता बढ़ती है।

10-व्रत रखना

कोई भी पूजा-पाठ या त्योहार होता है, तो लोग व्रत रखते हैं।

वैज्ञानिक तर्क- आयुर्वेद के अनुसार व्रत करने से पाचन क्रिया अच्छी होती है और फलाहार लेने से शरीर का डीटॉक्सीफिकेशन होता है, यानी उसमें से खराब तत्व बाहर निकलते हैं। शोधकर्ताओं के अनुसार व्रत करने से कैंसर का खतरा कम होता है। हृदय संबंधी रोगों, मधुमेह, आदि रोग भी जल्दी नहीं लगते।

11-चरण स्पर्श करना

हिंदू मान्यता के अनुसार जब भी आप किसी बड़े से मिलें, तो उसके चरण स्पर्श करें। यह हम बच्चों को भी सिखाते हैं, ताकि वे बड़ों का आदर करें। 

वैज्ञानिक तर्क- मस्तिष्क से निकलने वाली ऊर्जा हाथों और सामने वाले पैरों से होते हुए एक चक्र पूरा करती है। इसे कॉसमिक एनर्जी का प्रवाह कहते हैं। इसमें दो प्रकार से ऊर्जा का प्रवाह होता है, या तो बड़े के पैरों से होते हुए छोटे के हाथों तक या फिर छोटे के हाथों से बड़ों के पैरों तक।

12-क्यों लगाया जाता है सिंदूर

शादीशुदा हिंदू महिलाएं सिंदूर लगाती हैं। 

वैज्ञानिक तर्क- सिंदूर में हल्दी, चूना और मरकरी होता है। यह मिश्रण शरीर के रक्तचाप को नियंत्रित करता है। चूंकि इससे यौन उत्तेजनाएं भी बढ़ती हैं, इसीलिये विधवा औरतों के लिये सिंदूर लगाना वर्जित है। इससे स्ट्रेस कम होता है।

13- तुलसी के पेड़ की पूजा

तुलसी की पूजा करने से घर में समृद्धि आती है। सुख शांति बनी रहती है। 

वैज्ञानिक तर्क- तुलसी इम्यून सिस्टम को मजबूत करती है। लिहाजा अगर घर में पेड़ होगा, तो इसकी पत्तियों का इस्तेमाल भी होगा और उससे बीमारियां दूर होती हैं।

अगर पसंद आया तो शेयर कीजिये

अगर हिंदू परम्पराओं से जुड़े ये वैज्ञानिक तर्क आपको वाकई में पसंद आये हैं, तो इस लेख को शेयर कीजिये, ताकि आगे से कोई भी इस परम्परा को ढकोसला न कहे..!!!

The last six hours of Dr APJ Kalam narrated by  Mr. SRIJAN PAL SINGH who was with him till he breathed his last.   It radiates the late President's fine qualities as a great human being.

---------------------------

What I will be remembered for.. my memory of the last day with the great Kalam sir...

It has been eight hours since we last talked – sleep eludes me and memories keep flushing down, sometimes as tears. Our day, 27th July, began at 12 noon, when we took our seats in the flight to Guhawati. Dr. Kalam was 1A and I was IC. He was wearing a dark colored “Kalam suit”, and I started off complimenting, “Nice color!” Little did I know this was going to be the last color I will see on him.

Long, 2.5 hours of flying in the monsoon weather. I hate turbulence, and he had mastered over them. Whenever he would see me go cold in shaking plane, he would just pull down the window pane and saw, “Now you don’t see any fear!”.

That was followed by another 2.5 hours of car drive to IIM Shillong. For these two legged trip of five hours we talked, discussed and debated. These were amongsthundreds of the long flights and longer drives we have been together over the last six years. 

As each of them, this was as special too. Three incidents/discussions in particular will be “lasting memories of our last trip”. 

First, Dr. Kalam was absolutely worried about the attacks in Punjab. The loss of innocent lives left him filledwith sorrow. The topic of lecture at IIM Shillong was Creating a Livable Planet Earth. He related the incident to the topic and said, “it seems the man made forces are as big a threat to the livability of earth as pollution”. We discussed on how, if this trend of violence, pollution and reckless human action continues we will forced to leave earth. “Thirty years, at this rate, maybe”, he said. “You guys must do something about it… it is going to be your future world”

Our second discussion was more national. For the past two days, Dr. Kalam was worried that time and again Parliament, the supreme institution of democracy, was dysfunctional. He said, “I have seen two different governments in my tenure. I have seen more after that. This disruption just keeps happening. It is not right. I really need to find out a way to ensure that the parliament works on developmental politics.” He then asked me to prepare a surprise assignment question for the students at IIM Shillong, which he would give them only at the end of the lecture. He wanted to them to suggest three innovative ways to make the Parliament more productive and vibrant. Then, after a while he returned on it. “But how can ask them to give solutions if I don’t have any myself”. For the next one hour, we thwarted options after options, who come up with his recommendation over the issue. We wanted to include this discussion in our upcoming book, Advantage India. 

Third, was an experience from the beauty of his humility. We were in a convoy of 6-7 cars. Dr. Kalam and I were in the second car. Ahead us was an open gypsy with three soldiers in it. Two of them were sitting on either side and one lean guy was standing atop, holding his gun. One hour into the road journey, Dr. Kalam said, “Why is he standing? He will get tired. This is like punishment. Can you ask a wireless message to given that he may sit?” I had to convince him, he has been probably instructed to keep standing for better security. He did not relent. We tried radio messaging, that did not work. For the next 1.5 hours of the journey, he reminded me thrice to see if I can hand signal him to sit down. Finally, realizing there is little we can do – he told me, “I want to meet him and thank him”. Later, when we landed in IIM Shillong, I went inquiring through security people and got hold of the standing guy. I took him inside and Dr. Kalam greeted him. He shook his hand, said thank you buddy. “Are you tired? Would you like something to eat? I am sorry you had to stand so long because of me”. The young lean guard, draped in black cloth, was surprised at the treatment. He lost words, just said, “Sir, aapkeliye to 6 ghantebhikhaderahenge”. 

After this, we went to the lecture hall. He did not want to be late for the lecture. “Students should never be made to wait”, he always said. I quickly set up his mike, briefed on final lecture and took position on the computers. As I pinned his mike, he smiled and said, “Funny guy! Are you doing well?” ‘Funny guy’, when said by Kalam could mean a variety of things, depending on the tone and your own assessment. It could mean, you have done well, you have messed up something, you should listen to him or just that you have been plain naïve or he was just being jovial. Over six years I had learnt to interpret Funny Guy like the back of my palm. This time it was the last case. 

“Funny guy! Are you doing well?” he said. I smiled back, “Yes”. Those were the last words he said. Two minutes into the speech, sitting behind him, I heard a long pause after completing one sentence. I looked at him, he fell down. 

We picked him up. As the doctor rushed, we tried whatever we could. I will never forget the look in his three-quarter closed eyes and I held his head with one hand and tried reviving with whatever I could. His hands clenched, curled onto my finger. There was stillness on his face and those wise eyes were motionlessly radiating wisdom. He never said a word. He did not show pain, only purpose was visible. 

In five minutes we were in the nearest hospital. In another few minutes the they indicated the missile man had flown away, forever. I touched his feet, one last time. Adieu old friend! Grand mentor! See you in my thoughts and meet in the next birth. 

As turned back, a closet of thoughts opened. 

Often he would ask me, “You are young, decide what will like to be remembered for?” I kept thinking of new impressive answers, till one day I gave up and resorted to tit-for-tat. I asked him back, “First you tell me, what will you like to be remembered for? President, Scientist, Writer, Missile man, India 2020, Target 3 billion…. What?” I thought I had made the question easier by giving options, but he sprang on me a surprise. “Teacher”, he said. 

Then something he said two weeks back when we were discussing about his missile time friends. He said, “Children need to take care of their parents. It is sad that sometimes this is not happening”. He paused and said, “Two things. Elders must also do. Never leave wealth at your deathbed – that leaves a fighting family. Second, one is blessed is one can die working, standing tall without any long drawn ailing. Goodbyes should be short, really short”. 

Today, I look back – he took the final journey, teaching, what he always wanted to be remembered doing. And, till his final moment he was standing, working and lecturing. He left us, as a great teacher, standing tall. He leaves the world with nothing accumulated in his account but loads of wishes and love of people. He was a successful, even in his end. 

Will miss all the lunches and dinners we had together, will miss all the times you surprised me with your humility and startled me with your curiosity, will miss the lessons of life you taught in action and words, will miss our struggles to race to make into flights, our trips, our long debates. You gave me dreams, you showed me dreams need to be impossible, for anything else is a compromise to my own ability. The man is gone, the mission lives on. Long live Kalam.

Your indebted student,

Srijan Pal Singh

27/07/15 23:26:18: Pawan Bharti: 🌹आज जन्नत में बहुत चहल पहल होगी,

सुना है धरती से कुछ शहीदों की और कलाम साहब जैसे फरिश्तों की फौज़ निकली हैं🌹🙏😞🙏

27/07/15 23:53:21: Yamuna ips: हुए नामवर बेनिशां कैसे-कैसे,

ज़मीं ये खा गई आस्मां कैसे-कैसे..

#RIP_मिसाइलमैन

27/07/15 23:56:53: +91 90065 76666: अब पता चला

आसमान बरस नहीं

रो रहा था

वो जानता था

एक फरिश्ता आज

हमेशा के लिए

सो रहा

A bus full of passengers was traveling while. suddenly the weather changed and there was a huge downpour and lightening all around.

They could see that the lightening would appear to come towards the bus and then go elsewhere.

After 2 or 3 horrible instances of being saved from lightening, the driver stopped the bus about fifty feet away from a tree and said -

"We have somebody in the bus whose death is a certainty today."

Because of that person everybody else will also get killed today.

Now listen carefully what I am saying ..

I want each person to come out of bus one by one and touch the tree trunk and come back.

Whom so ever death is certain will get caught up by the lightening and will die & everybody else will be saved".

They had to force the 1st person to go and touch the tree and come back.

He reluctantly got down from the bus and went and touched the tree.

His heart leaped with joy when nothing happened and he was still alive.

This continued for rest of the passengers who were all relieved when they touched the tree and nothing happened.

When the last passenger's turn came, everybody looked at him with accusing eyes.

That passenger was very afraid and reluctant since he was the only one left.

Everybody forced him to get down and go and touch the tree.

With a 100% fear of death in mind, the last passenger walked to the tree and touched it.

There was a huge sound of thunder and the lightening came down and hit the bus - yes the lightening hit the bus, and killed each and every passenger inside the bus.

It was because of the presence of this last passenger that, earlier,the entire bus was safe and the lightening could not strike the bus.

LIFE LEARNING from this..

At times, we try to take credit for our present achievements, but this could also be because of a person right next to us.

Look around you - Probably someone is there around you, in the form of Your Parents, Your Spouse, Your Children, Your Siblings, Your friends, etc, who are saving you from harm..!

Think About it..

You will surely find that Person..!!

      That's the BEAUTY of 

    Human Relations. 

    We are nothing without each other 

   😊😊😊😊😊😊😊

Don’t take rest after your first victory because if you fail in second, more lips are waiting to say that your first victory was just luck.” - A.P.J Abdul Kalam 

“All Birds find shelter during a rain. But Eagle avoids rain by flying above the Clouds.” - A.P.J Abdul Kalam

“Failure will never overtake me if my definition to succeed is strong enough”. - A.P.J Abdul Kalam 

“Man needs difficulties in life because they are necessary to enjoy the success.” - A.P.J Abdul Kalam

“If you want to shine like a sun. First burn like a sun.” - A.P.J Abdul Kalam  

“It is very easy to defeat someone, but it is very hard to win someone” - A.P.J Abdul Kalam 

"All of us do not have equal talent. But , all of us have an equal opportunity to develop our talents.” - A.P.J Abdul Kalam 

" Be more dedicated to making solid achievements than in running after swift but synthetic happiness." -A.P.J Abdul Kalam 

"Thinking should become your capital asset, no matter whatever ups and downs you come across in your life."  - A.P.J Abdul Kalam 

" Without your involvement you can't succeed. With your involvement you can't fail. " - A.P.J Abdul Kalam

WRITTEN BY A COP:

Everyone should take 5 minutes to read this. It may save your life or a loved one's life. In daylight hours, refresh yourself of these things to do in an emergency situation..

This is for you, and for you to share with your wife, your children, & everyone you know..

After reading these 9 crucial tips, forward them to someone you care about. It never hurts to be careful in this crazy world we live in.

1. Tip from Tae Kwon Do: The elbow is the strongest point on your body. If you are close enough to use it, do..

2. Learned this from a tourist guide. If a robber asks for your wallet and/or purse, DO NOT HAND IT TO HIM. Toss it away from you.. Chances are that he is more interested in your wallet and/or purse than you, and he will go for the wallet/purse.

RUN LIKE MAD IN THE OTHER DIRECTION..

3. If you are ever thrown into the trunk of a car, kick out the back tail lights and stick your arm out the hole and start waving like crazy.. The driver won't see you, but everybody else will. This has saved lives..

4. Women have a tendency to get into their cars after shopping, eating, working, etc., and just sit (doing their checkbook, or making a list, etc. DON'T DO THIS). The predator will be watching you, and this is the perfect opportunity for him to get in on the passenger side, put a gun to your head, and tell you where to go. AS SOON AS YOU GET INTO YOUR CAR, LOCK THE DOORS AND LEAVE..

If someone is in the car with a gun to your head DO NOT DRIVE OFF, Repeat: DO NOT DRIVE OFF! Instead run the engine and speed into anything, wrecking the car. Your Air Bag will save you. If the person is in the back seat they will get the worst of it. As soon as the car crashes bail out and run. It is better than having them find your body in a remote location..

5. A few notes about getting into your car in a parking lot, or parking garage:

A) Be aware: Look around you, look into your car, at the passenger side floor, and in the back seat.

B) If you are parked next to a big van, enter your car from the passenger door.

Most serial killers attack their victims by pulling them into their vans while the women are attempting to get into their cars.

C) Look at the car parked on the driver's side of your vehicle, and the passenger side. If a male is sitting alone in the seat nearest your car, you may want to walk back into the mall, or work, and get a guard/policeman to walk you back out. IT IS ALWAYS BETTER TO BE SAFE THAN SORRY. (And better paranoid than dead.)

6. Always take the elevator instead of the stairs. Stairwells are horrible places to be alone and the perfect crime spot. This is especially true at night..

7. If the predator has a gun and you are not under his control, ALWAYS RUN..

The predator will only hit you (a running target) 4 in 100 times; and even then, it most likely will not be a vital organ. Run, preferably in a zig-zag pattern..

8. As women, we are always trying to be sympathetic: Stop it may get you raped, or killed. Ted Bundy, the serial killer, was a good-looking, well educated man, who always played on the sympathies of unsuspecting women. He walked with a cane, or a limp, and often asked 'for help' into his vehicle or with his vehicle, which is when he abducted his next victim..

9. Another Safety Point: Someone just told me that her friend heard a crying baby on her porch the night before last, and she called the police because it was late and she thought it was weird.. The police told her 'Whatever you do, do not open the door..' The lady then said that it sounded like the baby had crawled near a window, and she was worried that it would crawl to the street and get run over. The policeman said, 'We already have a unit on the way, whatever you do, do not open the door.' He told her that they think a serial killer has a baby's cry recorded and uses it to coax women out of their homes thinking that someone dropped off a baby.. He said they have not verified it, but have had several calls by women saying that they hear baby's cries outside their doors when they're home alone at night.

10. Water scam! If you wake up in the middle of the night to hear all your taps outside running or what you think is a burst pipe, DO NOT GO OUT TO INVESTIGATE! These people turn on all your outside taps full blast so that you will go out to investigate and then attack..

Stay alert, keep safe, and look out for your neighbors! Please pass this on..

This message should probably be taken seriously because the Crying Baby Theory was mentioned on America 's Most Wanted when they profiled the serial killer in Louisiana..

I'd like you to forward this to all the women you know.

It may save a life. A candle is not dimmed by lighting another candle..

I was going to send this to the ladies only, but guys, if you love your mothers, wives, sisters, daughters, etc.,

you may want to pass it onto them, as well.

Send this to any woman you know that may need to be reminded that the world we live in has a lot of crazies in it and it's better to be safe than sorry..

Everyone should take 5 minutes to read this. It may save your life or a loved one's life..!

26/07/15 14:24:58: Gurbani Uncle: Johns Hopkins Update 

This is an extremely good article. 

Everyone should read it. 

AFTER YEARS OF TELLING PEOPLE CHEMOTHERAPY IS THE ONLY WAY TO TRY ('TRY', BEING THE KEY WORD) TO ELIMINATE CANCER, JOHNS HOPKINS IS FINALLY STARTING TO TELL YOU THERE IS AN ALTERNATIVE WAY .. 

Cancer Update from Johns Hopkins: 

1. Every person has cancer cells in the body.. These cancer cells do not show up in the standard tests until they have multiplied to a few billion. When doctors tell cancer patients that there are no more cancer cells in their bodies after treatment, it just means the tests are unable to detect the cancer cells because they have not reached the detectable size. 

2. Cancer cells occur between 6 to more than 10 times in a 

person's lifetime. 

3. When the person's immune system is strong the cancer 

cells will be destroyed and prevented from multiplying and forming tumors. 

4. When a person has cancer it indicates the person has

nutritional deficiencies. These could be due to genetic,

but also to environmental, food and lifestyle factors. 

5. To overcome the multiple nutritional deficiencies, changing diet to eat more adequately and healthy, 4-5 times/day and by including supplements will strengthen the immune system. 

6. Chemotherapy involves poisoning the rapidly-growing

cancer cells and also destroys rapidly-growing healthy cells in the bone marrow, gastrointestinal tract etc., and can cause organ damage, like liver, kidneys, heart, lungs etc. 

7. Radiation while destroying cancer cells also burns, scars and damages healthy cells, tissues and organs. 

8. Initial treatment with chemotherapy and radiation will often reduce tumor size.

However prolonged use of chemotherapy and radiation do not result in more tumor destruction. 

9.. When the body has too much toxic burden from

chemotherapy and radiation the immune system is either

compromised or destroyed, hence the person can succumb to various kinds of infections and complications. 

10. Chemotherapy and radiation can cause cancer cells to mutate and become resistant and difficult to destroy. Surgery can also cause cancer cells to spread to other sites.

11. An effective way to battle cancer is to starve the cancer

cells by not feeding it with the foods it needs to multiply. 

*CANCER CELLS FEED ON: 

a. Sugar substitutes like NutraSweet, Equal, Spoonful, etc. are made with Aspartame and it is harmful. A better natural substitute would be Manuka honey or molasses, but only in very small amounts. Table salt has a chemical added to make it white in color Better alternative is Bragg's aminos or sea salt. 

b. Milk causes the body to produce mucus, especially in the gastro-intestinal tract. Cancer feeds on mucus.. By cutting off milk and substituting with unsweetened soy milk cancer cells are being starved. 

c. Cancer cells thrive in an acid environment. A meat-based diet is acidic. Meat also contains livestock antibiotics, growth hormones and parasites, which are all harmful, especially to people with cancer. 

d.. A diet made of 80% fresh vegetables and juice, whole

grains, seeds, nuts and a little fruits help put the body into

an alkaline environment. About 20% can be from cooked food including beans. Fresh vegetable juices provide live enzymes that are easily absorbed and reach down to cellular levels within 15 minutes to nourish and enhance growth of healthy cells. To obtain live enzymes for building healthy cells try and drink fresh vegetable juice (most vegetables including bean sprouts) and eat some raw vegetables 2 or 3 times a day. Enzymes are destroyed at

temperatures of 104 degrees F (40 degrees C).. 

e. Avoid coffee, tea, and chocolate, which have high

caffeine Green tea is a better alternative and has cancer

fighting properties. Water-best to drink purified water, or

filtered, to avoid known toxins and heavy metals in tap

water. Distilled water is acidic, avoid it. 

12. Meat protein is difficult to digest and requires a lot of

digestive enzymes. Undigested meat remaining in the intestines becomes putrefied and leads to more toxic buildup. 

13.. Cancer cell walls have a tough protein covering. By

refraining from meat it frees more enzymes to attack the protein walls of cancer cells and allows the

body's killer cells to destroy the cancer cells. 

14. Some supplements build up the immune system

(IP6, Flor-ssence, Essiac, anti-oxidants, vitamins, minerals,

EFAs etc.) to enable the body's own killer cells to destroy cancer cells.. Other supplements like vitamin E are known to cause apoptosis, or programmed cell death, the body's normal method of disposing of damaged, unwanted, or unneeded cells. 

15. Cancer is a disease of the mind, body, and spirit.

A proactive and positive spirit will help the cancer warrior

be a survivor. Anger, unforgiveness and bitterness put the body into a stressful and acidic environment. Learn to have a loving and forgiving spirit. Learn to relax and enjoy life.

16. Cancer cells cannot thrive in an oxygenated

environment. Exercising daily, and deep breathing help to

get more oxygen down to the cellular level. Oxygen therapy is another means employed to destroy cancer cells.

This is an article that should be sent to anyone important in your life...

A very informative article and should be circulated amongst all friends

Employment - pure gold !!

22/07/15 09:52:58: Gurbani Uncle: Anything that makes you weak physically, intellectually and spiritually, reject as poison. 

🌿🌿🌿🌿🌿🌿🌿🌿

Good morning

JaiGuruji

22/07/15 14:13:28: Gurbani Uncle: 😊😊🐾🐾🐾🐾😊😊

     Develop 5 things for a

              HAPPY LIFE 

1. Mind, which never minds

2. Heart, which never hurts

3. Brain, which never drains

4. Touch, which never pains

5. Relation, which never fails

🌹🌹Good Morning🌹🌹 

        Have a Lovely Day 

😊😊🐾🐾🐾🐾😊😊

22/07/15 21:35:44: Gurbani Uncle: एक राजा का दरबार लगा हुआ था क्योंकि सर्दी का दिन था इसलिये राजा का दरवार खुले मे बैठा था पूरी आम सभा सुबह की धूप मे बैठी थीl महाराज ने सिंहासन के सामने एक टेबल जैसी कोई कीमती चीज रखी थी पंडित लोग दीवान आदि सभी दरवार मे बैठे थे राजा के परिवार के सदस्य भी बैठे थे 

उसी समय एक व्यक्ति आया और प्रवेश मागा . प्रवेश मिल गया तो उसने कहा मेरे पास दो वस्तुए है मै हर राज्य के राजा के पास जाता हू और अपनी बात रखता हू कोई परख नही पाता सब हार जाते है और मै विजेता बनकर घूम रहा हूँ अब आपके नगर मे आया हूँ

 राजा ने बुलाया और कहा क्या बात है तो उसने दोनो वस्तुये टेबल पर रख दी बिल्कुल समान आकार समान रुप रंग समान प्रकाश सब कुछ नख सिख समान राजा ने कहा ये दोनो वस्तुए एक है तो उस व्यक्ति ने कहा हाँ दिखाई तो एक सी देती है लेकिन है भिन्न इनमे से एक है बहुत कीमती हीरा और एक है काँच का टुकडा लेकिन रूप रंग सब एक है

 कोइ आज तक परख नही पाया की कौन सा हीरा है और कौन सा काँच कोइ परख कर बताये की ये हीरा है ये काँच अगर परख खरी निकली तो मे हार जाउगा और यह कीमती हीरा मै आपके राज्य की तिजोरी मे जमा करवा दूगां यदि कोइ न पहचान पाया तो इस हीरे की जो कीमत है उतनी धनराशि आपको मुझे देनी होगी इसी प्रकार मे कइ राज्यो से जीतता आया हूँ

 राजा ने कहा मै तो नही परख सकूगा दीवान बोले हम भी हिम्मत नही कर सकते क्योंकि दोनो बिल्कुल समान है सब हारे कोइ हिम्मत नही जुटा पाया हारने पर पैसे देने पडेगे इसका कोई सवाल नही क्योकि राजा के पास बहुत धन है राजा की प्रतिष्ठा गिर जायेगी इसका सबको भय था कोइ व्यक्ति पहचान नही पाया

 आखिरकार पीछे थोडी हलचल हुइ एक अंधा आदमी हाथ मे लाठी लेकर उठा उसने कहा मुझे महाराज के पास ले चलो मैने सब बाते सुनी है और यह भी सुना कि कोइ परख नही पा रहा है एक अवसर मुझे भी दो 

एक आदमी के सहारे वह राजा के पास पहुचा उसने राजा से प्रार्थना की मै तो जनम से अंधा हू फिर भी मुझे एक अवसर दिया जाये जिससे मै भी एक बार अपनी बुद्धि को परखू और हो सकता है कि सफल भी हो जाऊ और यदि सफल न भी हुआ तो वैसे भी आप तो हारे ही है राजा को लगा कि इसे अवसर देने मे क्या हरज है राजा ने कहा ठीक है तो उस अंधे आदमी को दोनो चीजे छुआ दी गयी और पूछा गया इसमे कौन सा हीरा है और कौन सा काँच यही परखना है

 कथा कहती है कि उस आदमी ने एक मिनट मे कह दिया कि यह हीरा है और यह काँच जो आदमी इतने राज्यो को जीतकर आया था वह नतमस्तक हो गया और बोला सही है आपने पहचान लिया धन्य हो आप अपने वचन के मुताबिक यह हीरा मै आपके राज्य की तिजोरी मे दे रहा हू सब बहुत खुश हो गये और जो आदमी आया था वह भी बहुत प्रसन्न हुआ कि कम से कम कोई तो मिला परखने वाला वह राजा और अन्य सभी लोगो ने उस अंधे व्यक्ति से एक ही जिज्ञासा जताई कि तुमने यह कैसे पहचाना कि यह हीरा है और वह काँच

 उस अंधे ने कहा की सीधी सी बात है  मालिक धूप मे हम सब बैठे है मैने दोनो को छुआ जो ठंडा रहा वह हीरा जो गरम हो गया वह काँच

 जीवन मे भी देखना जो बात बात मे गरम हो जाये उलझ जाये वह काँच जो विपरीत परिस्थिति मे भी ठंडा रहे वह हीरा है..!!🙏

22/07/15 17:14:19: Ashish Joshi: आ तेरे पैरों पे मरहम लगा दूं ए "मुक्कदर " 

कुछ चोट तुझे भी आई होगी 

मेरे सपनों को ठोकर मारने के बाद

22/07/15 21:24:56: Sourabh A: Abe Address nahi bataya usne

22/07/15 21:31:01: Sourabh A: Once upon a time, two young boys were playing on thin ice. As they were playing, one of them fell through that ice into the lake underneath. The other one tried hard and he couldn't reach his friend through that gap.

So he walked up to a tree, pulled and broke a branch of enormous size. He came back and started beating the ice and he saved his friend.

When the paramedics came and they were able to revive the kid, they were baffled and they couldn't understand that how did his friend break an enormous sized branch and then beat the ice and save his friend. They thought it was IMPOSSIBLE

Then the old man who was standing there said, "I can tell you how he did it."

They said, "How? How he did it."

The old man said, "There was no one here to tell him that he can't do it.".

22/07/15 13:00:10: +91 94087 91391: ये मय भी एक अजब शय है गालिब,

पीते ही चेहरे धुंधले....

और

किरदार साफ नज़र आते हैं.....🍺🍺

22/07/15 13:00:10: +91 94087 91391: किसी भूखे से नमाज़ों की बात मत करना, 

मुफ़लिसी खु़द में इबादत का असर रखती है।

22/07/15 13:02:08: +91 94087 91391: जो मुँह तक उड़ रही थी , अब लिपटी है पाँव से ।

बारिश क्या हुई मिट्टी की फितरत बदल गई ।।

A Charlie Chplin told the audience a wonderful joke and all the people started laughing...

 

Chaline repeated the same joke and only few people laughed..????

He again repeated the same joke but this time no one laughed...??????

Then he told these beautiful lines...;

" when you cannot laugh on the same joke again and again...

then why do you cry  again and again on the same worry"

So enjoy your every moment of life..!!

Life is beautiful??????

Today is Charlie Chaplin's 125th birthday - a good day to recollect his 3 heart-touching statements:-

(1) Nothing  permanent in this world, not even our troubles.

(2) I like walking in the rain, because nobody can see my tears.

(3) The most wasted day in life is the day in which we have not laughed.

Keep smiling and pass this message to everyone whom you want to see smiling...☺

Forwarded as receive

Real Estate: The fall has just begun

In global markets, gold has fallen over 40% in last 5 years and silver has fallen over whopping 70% during the same period. Commodities prices are also crashing. The Bloomberg commodity index is now at 13 year low.

We’ve written many times in the past about various asset cycles.

In stock markets, a bull market last on an average for 5 years and a bear market for 3 years. So it takes 8 years for equity market to go through one complete cycle. So any holding period for less than 10 years or so is speculation.

For gold, a bull market last on an average of 10 years and bear market for 20 years. So it takes 30 years for gold to go through one complete cycle. What is true for gold is true for many other commodities as well. Commodities had a good run from 2002 to 2012 and it would not be a surprise if the current bear cycle last for next 2 decades.

I’m saying the above based on my extensive reading and understanding. Again the term ‘average’ can be misleading, as one bull market in stocks can be for 10 years and a bear market can be for 6 years. The given number is an average over many cycles. Each cycle may vary.

As far as real estate is concerned, based on what I discussed with people who have been observing real estate in the country for long time, they say that the real estate bull cycle is usually for 10 years and followed by bear cycle for another 10 years. A complete cycle may take usually 20 years. It looks like the current bear cycle in real estate has started some time in 2013. Real estate had a good run between 2004 to 2013. The earlier bear cycle for real estate started in 1996 and lasted till 2003.

Instead of like sharp corrections in stock markets, real estate market corrections are slow and last over many years. A fall of even 50% is not uncommon. In the 1996-2003 bear cycle, properties in many part of India fell by 50%.

Assuming this bear cycle lasts for 10 years, we may expect the real estate to rise again only in the early part of next decade. One significant change which is happening to real estate is that black money in the same has started coming down. The direction is very clear. As the environment and legislations are getting tough for black money, over a period, black money would play a significantly lesser role in the years to come.

Indian real estate prices have been kept very high and unaffordable for common man due to black money. During the current bear cycle in real estate, the black money also would be largely brought under control. If that happens, in my opinion, we can longer expect mind boggling returns in real estate even in next bull cycle. Real estate would give around 2% to 3% more than inflation. If inflation is 5%, we can expect real estate to give 7% to 8%.

In a fair market, the rental yields are close to cost of borrowing. Whereas in India, the rental yields are 2% and the cost of borrowing is 10%. As interest rates soften, the cost of borrowing would come down. As real estate prices correct, the rental yields would also go up. This would narrow the gap between rental yield and cost of borrowing.

Another thumb rule is that the value of the property should not be more than 3 times one’s annual income. If your annual income is Rs.12 lakhs, your house purchase value should be Rs.36 lakhs. If just assumed someone in Chennai has a Rs.3 lakhs annual income and a good 2 BHK in any decent suburb costs not less than Rs.75 lakhs. So a Chennaiite need 25 years of income, if he wants to own a flat in his city.

From my interaction with many people, I find that they commit not less than their 10 years income for a flat. This is not accounting for interest component.

The house price to rent ratio should be around 15. If a house cost Rs.1 Crore and the annual rent is Rs.3 lakhs; the price to rent ratio works out to 33, which is very expensive. Going by the thumb rule, if this ratio is above 20, then the cost of owning is considered higher than cost of renting. This means you would be better of paying rent.

If the above ratio is 15, then the rental yield will be 6.7% per annum (example: Property price is Rs.30 lakhs and annual rental is Rs.2 lakhs). So the ideal rental yield should not be less than 5%.

It would not be a surprise that in next few years real estate prices fall to such an extent, that the rental yields may be around 5% instead of the current 2%.

In nut shell, the bear cycle in real estate has just begun. Don’t be surprised even if there is a 50% correction over next few years. Tone down your expectation on real estate even in the next bull cycle as black money would start playing a lesser role.

Learn to accept the following returns from asset classes over long run:

Fixed Deposits: Inflation + 1%

Gold: Inflation + 1.5%

Real Estate: Inflation + 3%

Equity: Inflation + 7%

Forwarded as receive.

Ambit - predicts real estate in mumbai to crash by 50% - 

http://reports.ambitcapital.com/reports/Ambit_Economy_Thematic_RealEstate_14Jul2015.pdf

Jijaji throw some light

What's your opinion

एक ट्रक के पीछे एक

बड़ी अच्छी बात लिखी देखी....

"ज़िन्दगी एक सफ़र है,आराम से चलते रहो

उतार-चढ़ाव तो आते रहेंगें, बस गियर बदलते रहो"

 "सफर का मजा लेना हो तो साथ में सामान कम रखिए

और

जिंदगी का मजा लेना हैं तो दिल में अरमान कम रखिए !!

तज़ुर्बा है मेरा.... मिट्टी की पकड़ मजबुत होती है,

संगमरमर पर तो हमने .....पाँव फिसलते देखे हैं...!

A little adjustment is always better than a lengthy argument and a meaningful silence is always better than meaningless words..

😊Have a great day😊

What is an obvious truth that is rarely acknowledged?

KS Abhinav, I Touch People Inappropriately

1. You don't want even your best-friend to be more successful than you.
2. You fantasize about your friends of opposite sex, even if you say they are just friends.
3. You have lied to every single person whom you have ever met.
4. All your childhood dreams and aims, like becoming a millionaire, becoming a pilot, having a name on cover of Forbes magazine , are nowhere near the present reality. And you prefer being pissed off rather than to act.
5. You are not you. You are what others think about you.

Stop giving a Shit. Let go.

I liked this msg .. Felt like sharing 😊

Are we earning to pay builders and interior designers, caterers and decorators?  

Whom do we want to impress with our highly inflated house properties & fat weddings?

Do you remember for more than two days what you ate at someone's marriage? 

Why are we working like dogs in our prime years of life?

How many generations do we want to feed?

Most of us have two kids. Many have a single kid. 

How much is the "need" and how much do we actually "want"?? 

Think about it.

Would our next generation be incapable to earn, that we save so much for them!?!

Can not we spare one and a half days a week for friends, family and self??

Do you spend even 5% of your monthly income for your self enjoyment? 

Usually...No.

Why can't we enjoy simultaneously while we earn?   

Spare time to enjoy before you have slipped discs and large prostates.

We don't own properties, we just have temporary name on documents.

GOD laughs sarcastically, when someone says,

"I am the owner of this land"!!    

Do not judge a person only by the length of his car. 

Many of our science and maths teachers were great personalities riding on scooters!!    

It is not bad to be rich, but it is very unfair, to be only rich.

Let's get a LIFE, before life gets us, instead....

🌾🌟🌾🌟🌾🌟🌾🌟🌾

         ''इंसान ने वक़्त से पूछा...

          "मै हार क्यूँ जाता हूँ ?"

                 वक़्त ने कहा..

              धूप हो या छाँव हो,

         काली रात हो या बरसात हो,

         चाहे कितने भी बुरे हालात हों,

           मै हर वक़्त चलता रहता हूँ,

            इसीलिये मैं जीत जाता हूँ,

                तू भी मेरे साथ चल,

             कभी नहीं हारेगा.........."

       सुप्रभात

🌾🌟🌾🌟🌾🌟🌾🌟🌾

ईद का चाँद देखा तो ये खयाल हुआ, 

जालिम को गले लगाए एक साल हुआ!

Eid mubaraq sab ko 😊

Read if u r romantic . U will love it

http://www.scoopwhoop.com/preview/love-is-short/

Must read

How a Password Changed my Life ... A true story from the Reader’s Digest ...

I was having a great morning until I sat down in front of my office computer. “your password has expired”, a server message flashed on my screen, with instructions for changing it. Coming up with a new code doesn’t seem like a big deal, unless you work at my company, where we have to change it monthly, using at least one uppercase character, one lower case character, one symbol and one number. Oh and the password can’t be fewer than eight characters. And I can’t use any of the same passwords I’ve used in the past three months.

Suddenly I was furious. What didn’t make it any better was that I was deeply depressed after my recent divorce. Disbelief over what she had done to me was what I thought all day.

That didn’t mean anything to the empty field with the pulsating cursor, waiting for me to type a password that I have to re-enter many times – for the next 30 days. I remembered a tip I’d heard from my former boss. He’d said, “I’m going to use a password that is going to change my life”. I couldn’t focus on getting things done in my current mood. There was clear indication that I needed to regain control over my life, but I couldn’t heed them. My password became the indicator. My password reminded me that I shouldn’t let myself be a victim of my recent breakup and that I was strong enough to do something about it.

I made my password – Forgive@her. I had to type this password several times every day, each time my computer would lock. Each time I came back from lunch I wrote forgive her. The simple action changed the way I looked at my ex-wife. That constant reminder of reconciliation led me to accept the way things happened and helped me deal with my depression. As one month wore on, I felt a slow healing began to take place. By the time the server prompted me to change my password following month, I felt free.

The next time I had to change my password I thought about the next thing that I had to get done. My password became Quit@smoking4ever .

It motivated me to follow my goal and I was able to quit smoking.

One month later, my password became Save4trip@europe, and in three months I was able to visit Europe.

Seeing how reminders helped me materialize my goals kept me motivated and excited. While its sometimes difficult to come up with your next goal, keeping at it brings great results.

After a few months my password was 

lifeis#beauTiful  !!!

Life is going to change again 👌👌👌

आशीष त्रिपाठी 

आरटीआई लिखने का तरीका -

RTI मलतब सूचना का अधिकार - ये कानून

हमारे देश मे 2005 मे लागू हुआ| जिस का उपयोग

कर के आप सरकार और

किसी भी विभाग से

सूचना मांग सकते है आम तौर पर

लोगो को इतना ही पता होता है| परंतु आज मैं

आप को इस के बारे मे कुछ ओर रोचक

जानकारी देता हूँ -

आरटीआई से आप सरकार से कोई

भी सवाल पूछ

कर सूचना ले सकते है

आरटीआई से आप सरकार के

किसी भी दस्तावेज़

की जांच कर सकते है

आरटीआई से आप दस्तावेज़ या Document

की प्रमाणित Copy ले सकते है

आरटीआई से आप सरकारी काम काज

मे इस्तमल

सामग्री का नमूना ले सकते है

आरटीआई से आप

किसी भी कामकाज

का निरीक्षण कर सकते है

कुछ लोगो का सवाल मुझे मैसेज मे

आया कि आरटीआई मे कौन- कौन

सी धारा हमारे काम की है तो उस

का जवाब

भी मैं यहाँ लिख देता हूँ -

धारा 6 (1) - आरटीआई का application

लिखने का धारा है

धारा 6 (3) - अगर आप की application गलत

विभाग मे चली गयी है तो गलत विभाग

इस

को 6 (3) धारा के अंतर्गत सही विभाग मे 5

दिन के अंदर भेज देगा

धारा 7(5) - इस धारा के अनुसार BPL कार्ड

वालों को कोई आरटीआई शुल्क

नही देना होता

धारा 7 (6) - इस धारा के अनुसार अगर

आरटीआई का जवाब 30 दिन मे

नही आता है

तो सूचना फ्री मे दी जाएगी

धारा 18 - अगर कोई अधिकारी जवाब

नही देता तो उस की शिकायत

सूचना अधिकारी को दी जाए

धारा 8 - इस के अनुसार वो सूचना आरटीआई मे

नही दी जाएगी जो देश

की अखंडता और

सुरक्षा के लिए खतरा हो या विभाग

की आंतरिक जांच को प्रभावित करती हो

धारा 19 (1) - अगर आप

की आरटीआई

का जवाब 30 दिन मे नही आता है तो इस

धारा के अनुसार आप प्रथम अपील

अधिकारी को प्रथम अपील कर सकते

हो

धारा 19 (3) - अगर आप की प्रथम

अपील

का भी जवाब नही आता है तो आप

इस

धारा की मदद से 90 दिन के अंदर 2nd

अपील

अधिकारी को अपील कर सकते हो

अब किसी ने पूछा था कि आरटीआई

कैसे लिखे

-

इस के लिए आप एक साधा पेपर ले और उस मे1 इंच

की कोने से जगह छोड़े और नीचे दिए

गए प्रारूप मे

अपने आरटीआई लिख ले

.............................................

.............................

.............................................

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सूचना का अधिकार 2005 की धारा 6(1) और

6(3) के अंतर्गत आवेदन

सेवा मे

(अधिकारी का पद)/ जन सूचना अधिकारी

विभाग का नाम

विषय - आरटीआई act 2005 के

अंतर्गत ...............

... से संबधित सूचनाए

1- अपने सवाल यहाँ लिखे

2-

3

4

मैं आवेदन फीस के रूपमें 10रूका पोस्टल

ऑर्डर ........ संख्या अलग से जमा कर रहा /

रही हूं।

या

मैं बी.पी.एल. कार्ड

धारी हूं इसलिए सभी देय

शुल्कों से मुक्त हूं। मेरा बी.पी.एल.

कार्ड

नं..............है।

यदि मांगी गई सूचना आपके विभाग/

कार्यालय से सम्बंधित

नहीं हो तो सूचना का अधिकार अधिनियम,

2005 की धारा 6 (3) का संज्ञान लेते हुए

मेरा आवेदन सम्बंधित लोक

सूचना अधिकारी को पांच दिनों के

समयाविध् के अन्तर्गत हस्तान्तरित करें। साथ

ही अधिनियम के प्रावधानों के तहत

सूचना उपलब्ध् कराते समय प्रथम अपील

अधिकारी का नाम व पता अवश्य बतायें।

भवदीय

नाम:

पता:

फोन नं:

.............................................

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ये सब लिखने के बाद अपने Sign कर दे

अब मित्रो केंद्र से सूचना मांगने के लिए आप 10

रुदेते है और एक पेपर की कॉपी मांगने

के 2 रुदेते है

और हर राज्य का आरटीआई शुल्क अगल अलग

है

जिस का पता आप कर सकते हे

FOR ALL LOVELY LADIES: 

A man thanked God for giving

 him a good wife.

He asked God,

"why did u make my wife so loving & caring?"

God replied: "so that u love her"

The man further asked:

"Why did u make her so beautiful and gorgeous❓

God replied: "so that u love her"

The man again asked:

"Why did u make her an amazing cook"

God replied: "so that u love her"

The man then angrily asked: 

"But then why did u make her such a fool❓

God said: "so that she can love you too...! 

All wives ROCK👍👍👍👍😄

You are the artist of your life.

Choose your colours wisely. 

Very GOOD morning...! 😊

Good Morning, 

परमात्मा से प्यार और इंसान से प्यार में क्या फर्क है :-

इंसान से प्यार होने पर वो हमारी कमजोरी बन जाती है

और

परमात्मा से प्यार होने पर वो हमारी ताकत बन जाती है,,,,,

🙏🙏

A beautiful post👇

A successful businessman was growing old and knew it was time to choose a successor to take over the business.

Instead of choosing one of his Directors or his children, he decided to do something different. He called all the young executives in his company together.

He said, "It is time for me to step down and choose the next C.E.O..

 I have decided to choose one of you."

The young executives were shocked, but the boss continued.

"I am going to give each one of you a SEED today - one very special SEED. I want you to plant the seed, water it, and come back here one year from today with what you have grown from the seed I have given you. I will then judge the plants that you bring, and the one I choose will be the next C.E.O.."

One man, named Jim, was there that day and he, like the others, received a seed. He went home and excitedly told his wife the story. She helped him get a pot, soil and compost and he planted the seed.

Everyday he would water it and watch to see if it had grown. After about three weeks, some of the other executives began to talk about their seeds and the plants that were beginning to grow.

Jim kept checking his seed but nothing ever grew. Three weeks, four weeks, five weeks went by, still nothing. By now others were talking about their plants, but Jim didn't have a plant and he felt like a failure.

Six months went by -- still nothing in Jim's pot. He just knew he had killed his seed. Everyone else had trees and tall plants, but he had nothing. Jim didn't say anything to his colleagues, however, he just kept watering and fertilizing the soil - he so wanted the seed to grow.

A year finally went by and all the young executives of the company brought their plants to the C.E.O. for inspection. Jim told his wife that he wasn't going to take an empty pot. But she asked him to be honest about what happened.

Jim felt sick to his stomach, it was going to be the most embarrassing moment of his life, but he knew his wife was right.

He took his empty pot to the boardroom. When Jim arrived, he was amazed at the variety of plants grown by the other executives. They were beautiful -- in all shapes and sizes. Jim put his empty pot on the floor and many of his colleagues laughed, a few felt sorry for him!

When the C.E.O. arrived, he surveyed the room and greeted his young executives. Jim just tried to hide in the back.

"My, what great plants, trees, and flowers you have grown," said the C.E.O.. "Today one of you will be appointed the next C.E.O.!"

All of a sudden, the C.E.O. spotted Jim at the back of the room with his empty pot. He ordered the Financial Director to bring him to the front. Jim was terrified. He thought, "The C.E.O. knows I'm a failure! Maybe he will have me fired!"

When Jim got to the front, the C.E.O. asked him what had happened to his seed - Jim told him the story.

The C.E.O. asked everyone to sit down except Jim. He looked at Jim, and then announced to the young executives, "Behold your next Chief Executive Officer! His name is Jim!"

Jim couldn't believe it. Jim couldn't even grow his seed.

"How could he be the new C.E.O.?" the others said.

Then the C.E.O. said,

"One year ago today, I gave everyone in this room a seed. I told you to take the seed, plant it, water it, and bring it back to me today. But I gave you all boiled seeds; they were dead - it was not possible for them to grow.

All of you, except Jim, have brought me trees and plants and flowers. When you found that the seed would not grow, you substituted another seed for the one I gave you. Jim was the only one with the courage and honesty to bring me a pot with my seed in it. Therefore, he is the one who will be the new Chief Executive Officer!"

* If you plant honesty, you will reap trust

* If you plant goodness, you will reap friends

* If you plant humility, you will reap greatness

* If you plant perseverance, you will reap contentment

* If you plant consideration, you will reap perspective

* If you plant hard work, you will reap success

* If you plant forgiveness, you will reap reconciliation

So, be careful what you plant now; it will determine what you will reap later.

"Whatever You Give To Life, Life Gives You Back"

Eating Fruit on Empty Stomach

This will open your eyes !!! Read to the end and then send it on to all on your e-list. I did!!!

Dr Stephen Mak treats terminal ill cancer patients by an "un-orthodox" way and many patients recovered. Before he used solar energy to clear the illnesses of his patients. He believes on natural healing in the body against illnesses. See his article below.

Thanks for the email on fruits and juices. It is one of the strategies to heal cancer. As of late, my success rate in curing cancer is about 80%. Cancer patients shouldn't die. The cure for cancer is already found. It is whether you believe it or not. I am sorry for the hundreds of cancer patients who die under the conventional treatments.

Thanks and God bless.

- Dr Stephen Mak

EATING FRUIT...

We all think eating fruits means just buying fruits, cutting it and just popping it into our mouths. It's not as easy as you think. It's important to know how and *when* to eat.

What is the correct way of eating fruits?

IT MEANS NOT EATING FRUITS AFTER YOUR MEALS!

FRUITS SHOULD BE EATEN ON AN EMPTY STOMACH

If you eat fruit like that, it will play a major role to detoxify your system, supplying you with a great deal of energy for weight loss and other life activities. *

FRUIT IS THE MOST IMPORTANT FOOD.

Let's say you eat two slices of bread and then a slice of fruit. The slice of fruit is ready to go straight through the stomach into the intestines, but it is prevented from doing so.

In the meantime the whole meal rots and ferments and turns to acid. The minute the fruit comes into contact with the food in the stomach and digestive juices, the entire mass of food begins to spoil.....

So please eat your fruits on an *empty* *stomach* or before your meals! You have heard people complaining � every time I eat watermelon I burp, when I eat durian my stomach bloats up, when I eat a banana I feel like running to the toilet, etc � actually all this will not arise if you eat the fruit on an empty stomach. The fruit mixes with the putrefying

other food and produces gas and hence you will bloat!

Greying hair, balding, nervous outburst and dark circles under the eyes all these will *NOT* happen if you take fruits on an empty stomach.

There is no such thing as some fruits, like orange and lemon are acidic, because all fruits become alkaline in our body, according to Dr. Herbert Shelton who did research on this matter. If you have mastered the correct way of eating fruits, you have the Secret of beauty, longevity, health, energy, happiness and normal weight. When you need to drink fruit juice - drink only* fresh* fruit juice, NOT from the cans. Don't even drink juice that has been heated up. Don't eat cooked fruits because you don't get the nutrients at all. You only get to taste. Cooking destroys all the vitamins.

But eating a whole fruit is better than drinking the juice. If you should drink the juice, drink it mouthful by mouthful slowly, because you must let it mix with your saliva before swallowing it. You can go on a 3-day fruit fast to cleanse your body. Just eat fruits and drink fruit juice throughout

the 3 days and you will be surprised when your friends tell you how radiant you look! *

KIWI: Tiny but mighty. This is a good source of potassium, magnesium, vitamin E & fiber. Its vitamin C content is twice that of an orange.

APPLE: An apple a day keeps the doctor away? Although an apple has a low vitamin C content, it has antioxidants & flavonoids which enhances the activity of vitamin C thereby helping to lower the risks of colon cancer, heart attack & stroke. 

STRAWBERRY: Protective Fruit. Strawberries have the highest total antioxidant power among major fruits & protect the body from cancer-causing, blood vessel-clogging free radicals. *

ORANGE : Sweetest medicine. Taking 2-4 oranges a day may help keep colds away, lower cholesterol, prevent &b dissolve kidney stones as well as lessens the risk of colon cancer. *

WATERMELON: Coolest thirst quencher. Composed of 92% water, it is also packed with a giant dose of glutathione, which helps bo

ost our immune system. They are also a key source of lycopene � the cancer fighting oxidant. Other nutrients found in watermelon are vitamin C & Potassium. *

GUAVA & PAPAYA: Top awards for vitamin C. They are the clear winners for their high vitamin C content.. Guava is also rich in fiber, which helps prevent constipation. Papaya is rich in carotene; this is good for your eyes. *

****************************

Drinking Cold water after a meal = Cancer!* Can you believe this?? For those who like to drink cold water, this article is applicable to you. It is nice to have a cup of cold drink after a meal. However, the cold water will solidify the oily stuff that you have just consumed. It will slow down the digestion.

Once this 'sludge' reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine. Very soon, this will turn into fats and lead to cancer. It is best to drink hot soup or warm water after a meal.

A serious note about heart attacks.....

HEART ATTACK PROCEDURE': (THIS IS NOT A JOKE!)

Women should know that not every heart attack symptom is going to be the left arm hurting. Be aware of intense pain in the jaw line. You may never have the first chest pain during the course of a heart attack. Nausea and intense sweating are also common symptoms. Sixty percent of people who have a heart attack while they are asleep do not wake up. Pain in the jaw can wake you from a sound sleep.

Let's be careful and be aware. The more we know the better chance we could survive.

A cardiologist says: �if everyone who gets this mail sends it to 10 people, you can be sure that we'll save at least one life.

So lets v all do atleast 1 good work today...

MUST READ  

share Please😊😌👍👏

14/07/15 09:14:56: Gurbani Uncle: 👏👏👏👏👏              Seven Amazing Benefits of Clapping :

“Clapping” a Simple Striking of Hands but it’s much more than you Think.

Normally People clap to Appreciate others for their Good works and achievements or when they are in mood of Joy.

People also Clap while Singing songs, Bhajans, and Prayers at Holy places. 

It is Scientifically proved that Clapping is very effective Exercise to cure many Human Diseases.

Clapping activates the Receptors in the Palms and cause activation of the large area of the Brain which leads the improvement in Health.

There are 39 different Acupressure points for almost all Organs on our Palm which are activated by Clapping and this action improves Your Health slowly but effectively.

Daily 10-20 minutes of Clapping in morning keeps You Fit and Active.

1. Clapping is an effective Medicine for the Person who suffers from Digestive Disorder. 

2. Best Cure for Back pain, Neck pain and Joint pain.

3. Gout is a common problem with Old age People and can be easily cured by Clapping.

4. Helpful for Patient of Low Blood Pressure.

5. If someone is suffering from any Heart and Lung related disease then Clapping plays important role in curing these diseases also.

Clapping removes the obstacles from the Main and Collateral Channels and keeps You Fit and Healthy.

6. Children that practice clapping exercise daily make only few Spelling mistake and are Hard worker than others.

It improves their Handwriting.

The whole abstract of above given points is, Clapping sharpen the Brain of the Children.

7. Clapping increase the Immunity of the Person which provides the Strength to the Human body to fight against Diseases.

👏👏👏👏👏👏👏

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Why should one make current affairs notes?

Current affairs are important in every GS paper and also in few optionals. In essay, through current affairs we can show our contemporary awareness. In GS paper 1 Indian society part, geography most of questions need current affairs to substantiate your answers. Whole of GS paper 2 and paper 3 questions are based on current affairs. In case of GS paper 4, current affairs is needed for giving more examples and making our answer unique.

One needs to read basics in every topic and update its issues with current affairs.

Sources of current affairs 

• The Hindu paper and frontline
• Yojana and kurukshetra
• Rajyasabha and Loksabha TV discussions
• All India radio spot light discussions and Mann ki Baat of Prime minister
• PIB features
• Websites of some ministries

How to prepare current affairs?

Every aspirant should prepare notes for current affairs. It is only then one can revise them and remember during examination. During exam aspirant will be under great pressure so it is only if we revise atleast for 3-4 times before going to exam. Along with that one needs to practice answers and keep including these current affairs in these.

It is advised to prepare as short as possible so that it can be revised fast.

There are 2 ways we can prepare notes 

• Hand Written Notes: This has its advantage of we will have a writing practice but also has dis advantage we cannot edit them. This makes some topics like health which need constant updates a little tough to prepare notes in one place.
• Using ONE NOTE (a note making document): In this updates can be made easily and all your current affairs and notes can be at one place. But this may not be comfortable for few.
  

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 Streamlining of notes making for current affairs

You should take 4 spiral binding books. Each book should consists of some topics with index on first page so that each current affairs can be updated separately .

Example:

• Book 1: Indian society , globalization , population , women issues , geography characteristics , distribution of resources and industries
• Book 2: Indian polity all topics you can divide the way you want , social justice , NGOs , Governance
• Book 3: Indian economy , budgeting , infrastructure , agriculture , investment models , Science and technology , Disaster management , Internal security
• Book 4: International affairs , ethics examples , pub add ethics and case studies

Try to divide the whole UPSC structure in 4-5 books and whenever an article from any source comes keep updating. In over a period of time say 6 months you will have a lot of current affair material

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Where exactly do we use current affairs?

• One an important issue can just come as question like judicial appointments commission or APMC act issue which are issues by themselves which are in news and they can come directly as questions.
• Next, current affairs can be used to substantiate the argument like census data 2011 on IMR to support our arguments.
• Further more, some current issues can be used to present as examples which will enrich our answer and make it more unique.
  

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What to keep in mind while putting in efforts with current affairs?

• Indian society: issues of women and women organization examples about various initiatives, population issues government policy census data , poverty issues from yojana and various schemes changing trends of poverty, Globalization and its effects on various categories like children, women, disabled etc with examples. Regionalism, communalism and secularism – you can take examples from current events
• Geography: In science and technology section, The Hindu will have reports regarding melting of icebergs, la nino and such things, along with that various industries will be in news and interview of an industry expert will be taken every Monday so in these cases those industry locational factor and problems should be covered. Along with this resource distribution which India is targeting now a days like Africa and Australia.
• India polity: Every question from polity is a current affair issue. One needs to know positives and negatives of each issues after reading several articles and get a balanced view of all important issues example like death penalty issue in 2014. In addition to that if any regulatory or constitutional body is in news one needs to know about that – Rail Tariff Authority announced in budget 2014. Along with that one should intelligent enough to gather quick examples like Greenpeace -a pressure group trying to influence policy of government.
• Social justice: Get examples of NGOs SHGs and all associations. Welfare programs from budget and other ministry websites. Health and education issues from paper and yojana. Issues of poverty will come from time to time like poverty line issue, Food security issue etc.
• Governance: This also from best administrative practices, issues in yojana etc.
• International affairs: These are completely from newspaper especially last 6 months before the exam. You can refer to frontline for more deep coverage of issues and discussion from Rajya Sabha and Lok Sabha.
• Indian economy: Discussion in LSTV & RSTV, Economic Survey & Budget. Various initiatives by government. Agriculture issues should have more focus. Various examples of PPP projects, infrastructure, powers etc.
• Science and technology: Hindu, science reporter of rajya sabha Tv, disasters, Management examples etc.
• Internal security: This is a tough areas to guess. Kindly see every area where Indian internal security is at threat. Examples of money laundering, steps taken by government to counter naxalism like this
• Ethics: This is a crucial area where you need to be cautious to get examples of all good initiatives, about the life of great people, good decision making situations; you can also derive case studies out of current affairs. Take the case of confidentiality and ethical concerns in recent corporate espionage.

These are just for understanding purpose, there are many things which should be noted in current affairs.

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Golden Rules

• First one has to know what the syllabus is. You should literally mug up the whole syllabus and be conscious all the time whatever they read so that they should see that it can be utilized during answer writing.
• Every aspirant should prepare a short notes in written on in digital format. Otherwise it is impossible to study.
• Such notes should be made in fragmented format where whole syllabus should be divided topic wise and prepare notes so that all issues on 1 topic will be at 1 place.
• One should practice answer writing & use these current affairs in explaining yourself.
• Examples from contemporary will enrich your answers.
• Don’t look into many sources and many newspaper – it wont help you. Get a basic knowledge and balanced view about the issue.